IRS Announces Plan Limits for 2017

The IRS announced the 401(k) plan limits for the 2017 plan year and only the highlighted key limits have changed.  The official announcement can be found here. Plan Limits 2017 2016 401(k) & 403(b) Employee Deferral Limit  $          18,000  $          18,000 Annual Defined Contribution Limit  $          54,000  $          53,000 Annual Compensation Limit  $        270,000  $        265,000…

Michael Maresh Named to 2016 Financial Times 401 Top Retirement Plan Advisers

Austin, Texas – September 15, 2016 – InTrust Fiduciary Group is pleased to announce that the Financial Times (FT) has named the Firm’s Founder and President, Michael Maresh, to the 2016 Financial Times 401 Top Retirement Plan Advisers. The independent listing recognizes the top financial advisers specializing in serving defined contribution (DC) retirement plans. Each…

SouthWest Benefits Association Names Michael Maresh of InTrust Fiduciary Group to Board of Directors

Maresh Joins Five Newly-Named Board Members to Round Out High Caliber Team Austin, TX – July 25, 2016 – Austin-based InTrust Fiduciary Group today announced the recent election of their Principal owner and President, Michael Maresh, as a director of the SouthWest Benefits Association. Michael will serve a three-year term on the Annual Conference Committee.…

Top 15 Plan Governance Tasks

As a plan sponsor, you have the responsibility of demonstrating that you are operating your company-sponsored 401(k) plan in the best interest of employees and their beneficiaries. Now is the time to make sure that your plan is being managed in the most effective way. Below is a list of the top 15 most important…

3(21) and 3(38) Investment Fiduciary – Yes, There Is a Difference

The Employee Retirement Income Security Act of 1974 ("ERISA") is the major law governing the operation of employee retirement plans. Organizations with qualified employee retirement plans, can designate an outside person or company to act as their plan’s investment fiduciary. Depending on the plan sponsor’s needs, they can choose between a 3(21) or a 3(38)…

2016 Executive Outlook: Taking Your Retirement Plan to the Next Level

At InTrust Fiduciary Group, we have a passion for sharing knowledge. In this increasingly competitive economy where attracting and retaining top talent is crucial, what can organizations do to provide leading edge benefits?  If your retirement plan has achieved great participation, healthy deferral rates, and low-cost investment—and your employees are still asking for more—please join…

Final Department of Labor Fiduciary and Conflict of Interest Regulation – Our Opinion

On April 7, 2016, the Department of Labor (DOL) made public the final ruling regarding its fiduciary definition, aligning with new and amended exemptions. As the DOL highlights, the rule requires “all who provide retirement investment advice to plans and IRAs to abide by a 'fiduciary' standard—putting their clients’ best interest before their own profits.”…

Fiduciary Luncheon Series – Top Retirement Plan Audit Issues: Red Flags & Best Practices

At InTrust Fiduciary Group, we have a passion for sharing knowledge. We invite you to join us as we continue our 2016 Fiduciary Education Luncheon Series. These luncheons are structured to provide you with insight into and best practices on specific areas of retirement plans so you can more effectively manage your company’s plan. Top…