Every step of our fiduciary oversight program is carefully designed to help mitigate your risk as a plan sponsor when trying to demonstrate the required proper diligence in managing the plan and acting in the best interest of your employees.
Acting as fiduciary, we use our extensive knowledge and experience to help you relieve your burden as a plan sponsor and fulfill your fiduciary obligations through the implementation of best practices, due-diligence processes and documentation .
We take the time to understand the needs and goals of your company and employees before we recommend any plan of action. Through plan design and communication strategies, we improve participant behavior and offer expert guidance to maximize their chance for successful retirement.
We are an independent, fee-only Registered Investment Advisory firm with no affiliation with nor incentive from any organization. Our detailed plan and investment expense analysis and provider negotiations often result in significant cost reductions to you and your plan participants.
Plan fiduciaries can be held personally liable for actions or judgments against their organization’s retirement plan. Plan sponsors must therefore understand how they can reduce their risk and protect themselves as fiduciaries. This article provides guidance on the types of insurance available and the coverage plan sponsors can reasonably expect. Fidelity Bonds The fidelity bond…Continue Reading
At InTrust Fiduciary Group, we have a passion for sharing knowledge. We invite you to join us as we launch our 2016 Fiduciary Education Luncheon Series. These luncheons are structured to provide you with insight into and best practices on specific areas of retirement plans so you can more effectively manage your company’s plan. Fees…Continue Reading
The IRS announced retirement plan limits for the 2016 plan year earlier today. Many of the limits remain unchanged from 2015. The official announcement can be found here. Plan Limits 2016 2015 401(k) & 403(b) Employee Deferral Limit $ 18,000 $ 18,000 Annual Defined Contribution Limit $ 53,000 $ 53,000 Annual Compensation Limit $ 265,000…Continue Reading