Every step of our fiduciary oversight program is carefully designed to help mitigate your risk as a plan sponsor when trying to demonstrate the required proper diligence in managing the plan and acting in the best interest of your employees.
Acting as fiduciary, we use our extensive knowledge and experience to help you relieve your burden as a plan sponsor and fulfill your fiduciary obligations through the implementation of best practices, due-diligence processes and documentation .
We take the time to understand the needs and goals of your company and employees before we recommend any plan of action. Through plan design and communication strategies, we improve participant behavior and offer expert guidance to maximize their chance for successful retirement.
We are an independent, fee-only Registered Investment Advisory firm with no affiliation with nor incentive from any organization. Our detailed plan and investment expense analysis and provider negotiations often result in significant cost reductions to you and your plan participants.
The IRS announced retirement plan limits for the 2016 plan year earlier today. Many of the limits remain unchanged from 2015. The official announcement can be found here. Plan Limits 2016 2015 401(k) & 403(b) Employee Deferral Limit $ 18,000 $ 18,000 Annual Defined Contribution Limit $ 53,000 $ 53,000 Annual Compensation Limit $ 265,000…Continue Reading
A proposed Department of Labor rule change is creating some concern within the 401(k) industry. The change is reportedly designed to address potential conflicts of interest within this segment of the investment community and to clarify the fiduciary responsibility of “retirement investment advisors” to their clients. Essentially, the regulation will codify the principles requiring retirement…Continue Reading
We invite you to attend an exclusive event designed to give finance and HR executives insight into how to manage current risk factors as they consider strategic planning and budgeting for the coming year. Executive Outlook: Risks and Opportunities for 2016 and Beyond Wednesday, September 30, 2015 9:00 am – 1:30 pm Dimensional Fund Advisors…Continue Reading